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Colorado Physician Home Loans

Whether you are looking to purchase a home or refinance your current mortgage, our Colorado physician home loan programs are specifically designed to suit your needs.

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As a resident, fellow, or attending physician you have a financial situation that can make it difficult to qualify for a home loan, including:

  • Student loan debt
  • Limited or no down payment
  • The need to purchase a home before starting a new job
  • Self-employed or independent contractor employment status
  • Qualifying on a J-1 Visa

At NEO Home Loans Colorado we have helped thousands of physicians not only select a home loan strategy that works for their unique situation, but also present an attractive offer and close quickly in this increasingly competitive Colorado real estate market.

Colorado Physician home loans for wherever you are in your career

Colorado Residents & Fellows

Residents & Fellows

Physician home loans w/ speed & flexibility during a time of change.

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Colorado Practicing Physicians

Practicing Physicians

Purchase your dream home and plan for your financial future.

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Colorado Self-Employed & 1099

Self-Employed & 1099

Physician home loans for all types of income structures.

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Why apply for a physician home loan in Colorado?

  • 100% financing up to $1M
  • 95% financing up to $2M
  • Finance 2-unit properties
  • Use gift funds for down payment
  • Close prior to employment start date
  • Flexible with student loan debt
  • Available to J-1 Visa holders
  • Save with no mortgage insurance

Who qualifies for a physician home loan?

Our Colorado physician home loan programs are available to several professional designations, including:

Medical Doctors

Medical Doctors (MD)

Doctors of Dental Medicine Colorado

Doctors of Dental Medicine (DMD)

Doctors of Dental Surgery Colorado

Doctors of Dental Surgery (DDS)

Doctors of Osteopathic Medicine Utah

Doctors of Osteopathic Medicine (DO)

Doctors of Pharmacy Colorado

Doctors of Pharmacy (RPH/PharmD)

Doctors of Chiropractic Colorado

Doctors of Chiropractic (DC)

Doctors of Veterinary

Doctors of Veterinary (DVM)

Doctors of Optometry Colorado

Doctors of Optometry (MD)

Doctors of Podiatric Medicine Utah

Doctors of Podiatric Medicine (DPM)

Diploma of Child Health Colorado

Diploma of Child Health (DCH)

Don't see your designation?

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Why do physician home loans fail in Colorado?

Colorado Physicians face unique challenges when it comes to home financing, including significant personal and student loan debt, limited down payment availability, and in many instances a desire to close on a new home before starting a new, higher paying position.

Just like you, we are experts in our field.

We have been lucky to help thousands of Colorado physicians successfully obtain a physician home loan. Here are a few success stories.

"We were so happy with NEO Home Loans Colorado, and especially Matt Smith. They were able to overcome some serious hurdles that other lenders couldn't. Matt was always available to answer questions. The entire process was made so much easier because of their service!"

Dr Lance & Emali Mollenhauer Dr. Lance & Emali M Mollenhauer Gilbert, Arizona

"Drake was wonderful to work with! He answered all of our questions and sent along advice and helpful knowledge as we were working through the home loan process. We would absolutely work with him again! We have told our friends and family that they should go straight to NEO Home Loans and ask for Drake to help them with their home loans."

Justin Monell, Physician Assistant Justin Monell, Physician Assistant Sandy, Utah

"As first time home buyers, we were a little worried we would be overwhelmed with the process of finding a home. Scott Breen and NEO Home Loans made the loan process simple and seamless. We love our new home and would recommend NEO Home Loans to anyone looking for a place to call home!"

Elizabeth M. Tucker, CRNA Elizabeth M. Tucker, CRNA Atlanta, Georgia

"Thank you for making the home loan process simple and streamlined! We appreciated the assistance and communication from Josh Mettle and his team at NEO Home Loans in Colorado. I am definitely recommending them to my friends and family. We are in love with our new home and the sunset views over the wetlands from our front yard!"

Dr. Nicole Pena Dr. Nicole Pena Vallejo, California

"I have bought houses in the past and this was by far the best and easiest experience I have ever had with getting a mortgage. Mike Jones communicated with me through the entire process so I knew what was happening the whole time. I loved NEO Home Loans and Mike so much that I decided to refinance my loan when interest rates went down. I would recommend Mike Jones at NEO Home Loans to everyone."

Kelly Ryals DDS Kelly Ryals, DDS Sante Fe, New Mexico

"All of the staff at NEO Home Loans were extremely helpful in the home-buying process. I was a recent college graduate and this was my first property purchase. Drake and his team were very quick and efficient in answering any and all questions I had in regards to the timeline and process of purchasing the home. I will be referring future colleagues who move this direction to this company."

Dr. Klinton Kilgore Dr. Klinton Kilgore, Medical Resident Spokane, Washington

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We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!

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